Post updated September 4, 2010 - Should You Refinance Now?. Read it now at

Mortgages

by Alec Grebis |

Get the inside scoop about how to get the best mortgage for you from Sweet Home Minnesota’s mortgage expert: Alec Grebis from Bell Mortgage.  He is also the author and editor of The Mortgage Scoop and My First Home.

“The will to win is nothing without the will to prepare.” I came across this quote last year.  That is especially true in the mortgage world right now.

Mortgage rules and underwriting guidelines literally change week by week right now.  Even seasoned pros who have been in the business for 15 years (like me) have to spend hours every week just trying to keep up with it all.

When you start shopping for your next mortgage, be sure to ask how much time they spend each week studying these changes. You don’t want to find out days before your closing that “oops, some rule changed and your loan can not approved.”  If your mortgage person is not putting in the effort to prepare for making your loan go smoothly, you certainly won’t feel like a winner when its all over.

Here are the three most popular things people have asked for in the mortgage section:

Should you refinance your mortgage?

Special first time home buyer loans in Twin Cities and MN

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Be sure to follow the mortgage section on the show’s blog to keep up to date with changes that may impact you.  Here are some basic articles to get you started:

Ready to apply for a loan? Follow this link to my online application.  There is also an option there to print out a form that you can fill out and fax in to me.

Do you have a question about home loans?  Use this form to ask

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